NEW: INSTANT PIX SETTLEMENT FOR BRAZIL (BRL)

Banking For The On-chain Economy

Alterpay is the crypto banking-as-a-service platform built for modern e-commerce. Move between fiat and stablecoins with programmatic speed and enterprise-grade compliance.

Dashboard / All Accounts / Global Overview

Banking Partners & Compliance

STRIPE PLAID Bridge VISA Swift Lead Bank

Bypass Correspondent Banking.
Direct Local Clearing.

With Alterpay's multi-currency virtual accounts, you can receive funds as if you were operating locally. We eliminate the "black box" of intermediary fees, ensuring funds arrive through the most efficient route.

Multi-Currency Accounts

Instantly open accounts in EUR, MXN, BRL, USD and 30+ other currencies. Support for SEPA, Pix, ACH, and more.

1/100 Flat-Fee Inbound

Whether funds come from a marketplace or direct wire, pay a simple 1% fee. No setup fees, no monthly minimums.

United States (USD)
100% Success Rate
Brazil (BRL)
Pix Instant Settlement
Alterpay Smart Routing
Reduce FX Friction by 85%
REAL-TIME DATA

Onboarding is 40x faster than traditional banks.

Tailored for Every Industry

Whether you are a solo entrepreneur or a multinational corporation.

01

E-commerce

Connect to Amazon, Shopify, and Stripe. Solve collection hurdles with a flat 1% rate to boost margins.

02

Gaming & Entertainment

Pay global creators instantly. Use multi-currency accounts to lower FX costs and speed up payouts.

03

SaaS Platforms

Embedded Finance. Distribute virtual accounts via API within your app to build a custom treasury stack.

Enterprise Treasury Control

Total Visibility over
Global Liquidity

Stop juggling multiple banking portals. Alterpay provides a single source of truth for your global cash position, enabling real-time reconciliation and intelligent movement of funds.

30+
Local Currencies
1.2s
Settlement Avg.
Zero
Intermediary Fees
Bank-Grade
Security (SOC2)
Cash Flow Projection
W
M
Y
Peak
Operating Cash
$1.42M
Locked (Reserve)
$240K
Live System Status: Optimal

Radical Transparency.
No Hidden Tiers.

We believe financial premiums should come from efficiency, not fine print. Alterpay simplifies complex pricing into a single percentage.

0
Account Opening Fees
0
Minimum Balance Requirements
0
Monthly Maintenance Fees
Recommended
1%
Wallet & Virtual Account Inbound Fee

For high-volume transactions, contact sales for a custom quote.

Frequently Asked Questions

How secure is Alterpay?
Funds are held by regulated partner banks. We use AES-256 encryption and Multi-Factor Authentication (MFA). All user funds are fully segregated from corporate capital.
How does the 1% fee work?
The fee is applied only when funds enter your Alterpay account (via wallet or virtual account). For example, if you receive $1,000, you will see $990 in your balance. No monthly fees apply.
Which countries are supported?
We support corporate entities from most global regions, with a strong focus on Greater China, LATAM, Europe, and North America.

Ready to give your capital
Global Mobility?